COMMERCIAL AND PROPERTY OWNERS
Hard to place? What does that even mean?
Insurance is not as easy to get as it used to be, insurers have been belted in recent years and with the effects of climate change resulting in more catastrophic losses, we don't believe that this is going to change any time soon, particularly for risks that are 'hard to place'. More on that further down.
So what do you do? Self insure? Set up a captive? Throw your hands up in the air in defeat? No, Just call us.
Although insurance is difficult to get sometimes, or expensive, there are various strategies that you can employ to either make you more 'attractive' to insurers, or to reduce your requirement for risk transfer to a third party. We don't want to give away the recipe for the secret sauce, but our experience as underwriters gives as a unique viewpoint in how to present and insure your business or property in the most comprehensive and competitively priced way possible.
If your building or company is 'hard to place', it means that underwriters don't seem to want to insure you (they are people too believe it or not). We give you an insurance make over so you can be the belle of the ball....as much as we can obviously.