BUSINESS INTERRUPTION INSURANCE

This insurance is designed to protect you from loss of income or increased costs when your day to day operations are unexpectedly disrupted.

For most business owners, there are ongoing expenses that you need to pay even if you’re not generating any revenue – like staff wages, supplier invoices, rent or loan repayments.  Business interruption insurance can get you through a temporary crisis by protecting your cashflow – so you can pay these expenses, and help ensure the future of your business.

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Business interruption insurance can cover the loss of any sales you would have made while your business is out of action – plus any extra costs you incur to stay open.  It may also include ongoing operating expenses, relocation costs, training costs, costs of closure due to government-ordered street closures or curfews, even damage to a supplier’s premises which has a negative flow on effect for your business operations

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