PROPERTY OWNERS / LANDLORDS
Whether it be residential or commercial, one of the largest investments you can make is in property. Ensuring that not only the property itself is covered, but also the rental income and any legal liability you have to tenants are also important considerations. Specialist insurance is therefore required to protect these assets and ensure you are financially protected if something unfortunate may occur. There are many policies that exist in the marketplace and it can all be a bit confusing, this is where we can assist.
As we promote certainty, we will not provide solutions that do not offer this to our clients. We try to assist in determining the correct insurable values for property, considering the costs of clearing debris, professional fees and rebuild costs at today's costs. Too many times we have found clients come to us significantly underinsured, whether that be for the insured values or the length of time their income is protected and underestimating build times. Your assets are too important to not rely on experts to help you protect them.